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Finland · Housing

Prices, rents, affordability, mortgages and construction.

12 indicators · 8 with data

Prices

Real house prices

index (2015 = 100)

55th of 55 · 33rd in Europe & C. Asia
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Real house pricesFinland's real house prices fell from 100.3 in 2018 to 78.6 in 2026.20182020202220242026809010011078.6

Finland's real house prices fell from 100.3 in 2018 to 78.6 in 2026.

Nominal house price index

index (2015 = 100)

55th of 55 · 33rd in Europe & C. Asia
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Nominal house price indexFinland's nominal house price index fell from 103.2 in 2018 to 97.2 in 2026.201820202022202420269510010511011597.2

Finland's nominal house price index fell from 103.2 in 2018 to 97.2 in 2026.

Real house price growth (year on year)

annual %

49th of 55 · 32nd in Europe & C. Asia
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Real house price growth (year on year)Finland's real house price growth (year on year) fell from -0.3 % in 2018 to -2.6 % in 2026.20182020202220242026-15%-10%-5%0%5%-2.6 %

Finland's real house price growth (year on year) fell from -0.3 % in 2018 to -2.6 % in 2026.

Rent price index

index (2015 = 100)

24th of 30 · 17th in Europe & C. Asia
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Rent price indexFinland's rent price index rose from 108.2 in 2019 to 118.5 in 2026.20192020202120222023202420252026110115120118.5

Finland's rent price index rose from 108.2 in 2019 to 118.5 in 2026.

Affordability

House price-to-income ratio

index (2015 = 100)

2nd of 29 · 2nd in Europe & C. Asia
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House price-to-income ratioFinland's house price-to-income ratio fell from 96.4 in 2018 to 76.4 in 2026.20182020202220242026809010076.4

Finland's house price-to-income ratio fell from 96.4 in 2018 to 76.4 in 2026.

House price-to-rent ratio

index (2015 = 100)

24th of 24 · 20th in Europe & C. Asia
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House price-to-rent ratioFinland's house price-to-rent ratio fell from 96.8 in 2018 to 82.7 in 2026.201820202022202420268085909510010582.7

Finland's house price-to-rent ratio fell from 96.8 in 2018 to 82.7 in 2026.

Housing cost overburden rate

% of population

6th of 30 · 6th in Europe & C. Asia
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Housing cost overburden rateFinland's housing cost overburden rate rose from 3.8 % in 2004 to 4.7 % in 2025.200520102015202020253%4%5%6%4.7 %

Finland's housing cost overburden rate rose from 3.8 % in 2004 to 4.7 % in 2025.

Tenure

Homeownership rate

% of households

23rd of 31 · 22nd in Europe & C. Asia
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Homeownership rateFinland's homeownership rate fell from 71.4 % in 2004 to 66.9 % in 2025.2005201020152020202566%68%70%72%74%76%66.9 %

Finland's homeownership rate fell from 71.4 % in 2004 to 66.9 % in 2025.

›No data available (4)

These indicators exist in the registry but no source reports a value for Finland.

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