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Economy · Money & rates

Lending interest rate

Bank rate that usually meets the short- and medium-term financing needs of the private sector.

% · Annual · 148 of 218 countries (68 %) · 1960–2025
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World average (population-weighted)
16.6 %
across 69 countries, 2025
Latest observation
2025
Source updated
13 Jul 2026
CountryAtlas refreshed
11 Sep 2026
Snapshot 20260911T072322Z

World map

One value per country for the selected year. Hatched = no data.

1960–2025 · 69 countries
Lending interest rate, 2025World map of Lending interest rate (2025) for 69 countries, from 3.9 % to 60.0 %.Fiji: —Tanzania: —W. Sahara: —Canada: —United States: —Kazakhstan: —Uzbekistan: —Papua New Guinea: —Indonesia: 8.5 %Argentina: 46.0 %Chile: —DR Congo: —Somalia: —Kenya: —Sudan: —Chad: —Haiti: 13.0 %Dominican Republic: —Russia: —Bahamas: 4.3 %Falkland Is.: —Norway: 5.9 %Greenland: —Fr. S. Antarctic Lands: —Timor-Leste: 10.4 %South Africa: 10.7 %Lesotho: —Mexico: 8.8 %Uruguay: 10.1 %Brazil: 45.3 %Bolivia: 10.2 %Peru: —Colombia: 14.3 %Panama: —Costa Rica: 6.9 %Nicaragua: 9.2 %Honduras: 18.6 %El Salvador: —Guatemala: 12.9 %Belize: 8.5 %Venezuela: —Guyana: 8.2 %Suriname: 14.5 %France: —Ecuador: —Puerto Rico: —Jamaica: 12.1 %Cuba: —Zimbabwe: 46.4 %Botswana: —Namibia: —Senegal: —Mali: —Mauritania: —Benin: —Niger: —Nigeria: —Cameroon: —Togo: —Ghana: —Côte d'Ivoire: —Guinea: —Guinea-Bissau: —Liberia: —Sierra Leone: 21.4 %Burkina Faso: —Central African Republic: —Republic of the Congo: —Gabon: —Equatorial Guinea: —Zambia: —Malawi: —Mozambique: 17.5 %Eswatini: —Angola: 19.4 %Burundi: 12.4 %Israel: —Lebanon: —Madagascar: 60.0 %Palestine: —Gambia: 22.0 %Tunisia: —Algeria: 8.0 %Jordan: 8.1 %United Arab Emirates: —Qatar: 4.8 %Kuwait: 5.0 %Iraq: —Oman: —Vanuatu: 8.4 %Cambodia: —Thailand: 3.9 %Laos: —Myanmar: —Vietnam: —North Korea: —South Korea: 4.2 %Mongolia: —India: —Bangladesh: 8.6 %Bhutan: 11.8 %Nepal: —Pakistan: —Afghanistan: —Tajikistan: —Kyrgyzstan: —Turkmenistan: —Iran: —Syria: —Armenia: 13.8 %Sweden: —Belarus: 10.9 %Ukraine: 19.7 %Poland: —Austria: —Hungary: 8.0 %Moldova: 9.0 %Romania: 8.5 %Lithuania: —Latvia: —Estonia: —Germany: —Bulgaria: 4.2 %Greece: —Türkiye: —Albania: —Croatia: —Switzerland: —Luxembourg: —Belgium: —Netherlands: —Portugal: —Spain: —Ireland: —New Caledonia: —Solomon Islands: —New Zealand: —Australia: —Sri Lanka: —China: —Taiwan: —Italy: 4.1 %Denmark: —United Kingdom: —Iceland: 11.0 %Azerbaijan: 15.3 %Georgia: 15.8 %Philippines: —Malaysia: 4.8 %Brunei: 5.5 %Slovenia: —Finland: —Slovakia: —Czechia: 4.7 %Eritrea: —Japan: —Paraguay: —Yemen: —Saudi Arabia: —N. Cyprus: —Cyprus: —Morocco: —Egypt: —Libya: —Ethiopia: —Djibouti: —Somaliland: —Uganda: —Rwanda: —Bosnia and Herzegovina: 4.2 %North Macedonia: 5.4 %Serbia: —Montenegro: 6.3 %Kosovo: —Trinidad and Tobago: —South Sudan: 14.3 %
Lending interest rate, 2025
  • 3.9 % – 5.3 %
  • 5.3 % – 7.0 %
  • 7.0 % – 8.5 %
  • 8.5 % – 11.0 %
  • 11.0 % – 15.1 %
  • 15.1 % – 60.0 %
  • No data
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Trend

Aggregate across the countries of a group, year by year. Computed by CountryAtlas from country values — no published aggregate is used.

Not enough countries to aggregate this indicator for World.

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The five leaders and the five trailing countries, 2025.

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Definition

Definition
Bank rate that usually meets the short- and medium-term financing needs of the private sector.
Unit
%
Frequency
Annual
Aggregation
none · No direction
Valid range
0 – 500

Sources & provenance

Every value on this page comes from one of these series, chosen per country by priority.

  1. Priority #1
    World BankWDIFR.INR.LENDpartial
    148 countries · 4,788 obs. · → 2025 · CC BY 4.0

    Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability. Source: International Financial Statistics database, International Monetary Fund (IMF)

    Open at source

Series-level selection: for each country the whole series comes from the highest-priority source that has any non-forecast value for it. If a lower-priority source is more than three years fresher, the freshest source wins instead. Non-chosen values are kept as alternatives, never discarded.

Countries without data

149 of 218 countries have no value for 2025.

Typical reasons: the source does not survey small territories or micro-states; the statistical office reports with a lag of one to three years; the series is only compiled for member countries of the source organisation (OECD, EU, Eurostat); or a value exists but failed validation and is quarantined rather than shown.

Downloads & API

Every observation for this indicator, all countries and years, with provenance columns.

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API example

One country, full history. Replace CAN by any ISO3 code or slug.

bash
curl -s "https://www.countryatlas.co/api/v1/series?country=CAN&indicator=lending-rate" | jq '.series[0] | {country: .country.name, unit, last: .stats.last, source: .provenance.source_name}'

API documentation →